Stores offering back-to-school layaways include Best Buy, Burlington Coat Factory, Kmart, T.J. Maxx/Marshalls, Sears, Toys R Us/Babies R Us, and online layaway websites. The details of each layaway program are listed below.
Best Buy Layaway Program
The Best Buy Layaway Program is available at select Best Buy stores. To locate a store near you, visit the Best Buy Store Participation webpage.How it Works
- The minimum purchase must total $250 or more.
- The down payment is 25% of the total, plus a 5% nonrefundable layaway fee.
- The items (not just the total purchase) must total $250 or more.
You have 12 consecutive weeks (eight weeks on computers) to pay off the layaway. Payments of every two weeks will be scheduled until the item(s) are paid off. Customers will receive a copy of the payment schedule at the time of down payment.
Cancelled Layaways If a payment is missed, Best Buy reserves the right to cancel the layaway and return the product(s) to store inventory.
For more about the Best Buy Layaway program and to find a store near you that offers the program, visit BestBuy.com.
Burlington Coat Factory Layaway Program
Burlington Coat Factory offers a 60-day layaway, but they will extend it to 90 days for Baby Depot layaway purchases.Payments and Time Limits
They ask for a 20% deposit, plus a $5 service fee. An additional 20% payment is due within 14 days.
Cancelled Layaways
A $10 cancellation fee is charged for cancelled orders. A store credit, rather than a cash refund, is issued for any remaining balance due to the customer.
For more information visit the customer service desk at a Burlington Coat Factory Layaway program near you.
Kmart Layaway Program
Right now Kmart is offering 5% off anything you put on Back to School layaway in-store until August 25, 2012.The layaway program for Kmart is available in-store and online. All online orders must be picked up in store. Not all Kmart locations offer layaway.
Payments and Time Limits
Customers have two layaway options to choose from:
- Eight-Week Option
The eight-week option is available in-store and online. The deposit on new layaways is $15 or 10%, whichever is greater. There is also a $5 service fee. The remaining balance after the deposit is broken down into four payments. There is a $10 cancellation fee on the eight-week layaway option.
- 12-Week Option
The 12-week option is available in-store only and the total purchase must be $300 or more. The deposit on the 12-week option is $30 or 10%, whichever is greater. The remaining balance after the deposit is broken down into six payments. There is a $20 cancellation fee.
- Eight-Week Option
T.J. Maxx and Marshalls Layaway Programs
T.J. Maxx and Marshalls offers a 30-day layaway. The down payment is $10 or 10% of the total purchase, whichever is greater. There is a $5 nonrefundable fee.In most stores jewelry, items that have been marked down, food items and furniture cannot be placed on layaway.
The entire layaway must be picked up within 30 days. In most states a $5 cancellation fee will be charged on cancelled layaways.
To locate the T.J.Maxx store nearest to you, you can call the toll free Store Locator number at 1-800-2TJ-MAXX (1-800-285-6299).
To locate the nearest Marshalls store, visit the Store Locator page on the Marshall's website.
Note: Other restrictions may apply to layaway purchases. Call your local store for more specific restrictions.
Sears Layaway Program
The layaway program at Sears is available in-store and online.Customers have two layaway options to choose from:
- Eight-Week Option
The eight-week option is available in-store and online. The deposit on new layaways is $20 or 20%, whichever is greater. There is also a $5 nonrefundable service fee. The remaining balance after the deposit is broken down into four payments. There is a $15 cancellation fee on the eight-week layaway option.
- 12-Week Option
The 12-week option is available in-store only and the total purchase must be $400 or more. The deposit on the 12-week option is $35 or 20%, whichever is greater. The remaining balance after the deposit is broken down into six payments. There is a $25 cancellation fee.
For both options, payments can be made at the store where you purchased your layaway or online at sears.com/layaway.
- Eight-Week Option
Toys R' Us and Babies R' Us Layaway Programs
Toys R' Us layaway is offered in stores only. The layaway program offers different options: All Toy Layaway, Large Toy Layaway, Electronics Layaway, and Juvenile Layaway.Here is a general breakdown of some items that relate to back to school, however more items can be placed on layaway. Contact your local store for more details.
- All Toy Layaway:
All toys in the store are eligible for Layaway*.
- Large Toy Layaway:
- Musical Instruments
- Bikes
- Trampolines
- Basketball Systems
- Keyboards and Drum Set
- Musical Instruments
- Electronics Layaway:
- Video Game Hardware, Netbooks, Tablets, Cameras
- Juvenile Products Layaway
- Baby Gear* - Strollers, Car Seats, Travel Systems
- Infant & Toddler Furniture - Cribs, Chests, Dressers
Deposits, Fees and Payments
- A deposit of at least 20% of the total price of your order plus all applicable taxes, a $5 service fee and shipping charges are due when the merchandise is put into layaway.
- You may make additional payments at any time, but 50% of the total price of your order must be paid within 45 days and the total price of your order must be paid within three months or 90 days or by the "Holiday Cutoff" when applicable.
* In Maryland, the service fee is limited to $1 for goods $500 or less and $5 for goods over $500.
- They accept payments by cash, check, credit card, debit card or gift card. Credit cards will be accepted by phoning the store where the layaway order was initiated.
- Large Toy and Juvenile items are held at off-site locations and therefore may not be available immediately (See store for details).
- Large Toy Layaway merchandise will be made available within 14 days of final payment.
A picture ID is required for all new layaway contracts, pickups, and refunds. Layaway contracts are nontransferable.
Cancellation Policy
A full refund less the cancellation fee will be refunded to you in person at the store where you placed your original layaway order.You may cancel your layaway at any time. Your contract will be automatically cancelled and ordered merchandise will be returned to stock if you do not make the scheduled payments.
No partial cancellations are permitted. All fees nonrefundable.
* In Maryland, you have 15 days after the payment deadlines to make the required payment and avoid cancellation.
* In Rhode Island and Ohio, you may cancel your order within 14 days without any cancellation fee and re-order any items at that time.
* In Maryland, there is no cancellation fee for orders cancelled within seven days of the order. Also in Maryland, if the price of the item you order is reduced within 10 days of your order, you are entitled to a credit for the difference in price.
* In Alabama, the cancellation fee cannot exceed $25.
* In Maryland and Rhode Island, the cancellation fee cannot exceed 10%.
* In Ohio, the cancellation fee cannot exceed 10% and cannot exceed $25.
You can read more about the Toys R' Us or Babies R' Us layaway programs on their website.
- All Toy Layaway:
Wal-Mart and Target Layaway Programs
Wal-Mart and Target do not offer back-to-school layaway plans.Online Layaway Websites
You may also choose online shopping websites that specialize in layaway plans:
eLayaways.com
Lay-away.com
