These articles can help you avoid getting caught in the trap.
The Debit Card Mistake That Can Cost Big
Debit cards are quick and easy ways to get through the checkout line. They are certainly more convenient than writing checks. Everything goes smoothly until the checkout clerk makes a mistake!
The Hidden Costs of Restocking Fees
The way it works is the store offers you a "full refund" if you decide to bring the merchandise back, but that is not the entire story. More and more businesses are charging restocking fees, which means you don't receive a "full" refund after all.
The Small Print On Return and Free Shipping Policies
Many stores advertise generous return policies, free shipping and other perks to attract your business, but the fine print doesn't always say what the big headline says. For example, some merchants advertise "free shipping" but fail tell you their "handling" costs are not free.
Shoppers Alert - Keep That Receipt!
Of course it's always necessary to keep your receipt if there is even a remote possibility that you will return an item, but it is especially important if you are buying a gift for someone else who may wish to return it. Just because it is a gift, don't toss the receipt just yet!
Is Shopping Online Really Cheaper?
Many times merchants will offer lower prices on their online store for the same item they charge more for in their brick and mortar stores. This makes the purchase look like a good deal and many times it is. But if you buy online you have to figure in the shipping and handing fees, in most cases.
Do You Really Save With a Grocery Card?
This question seems like a no-brainer. If you don't use the store's discount card you will pay more for the item than if you don't use the card, right? The answer is more complicated than that. Research shows discount card user end up spending more than non-card users.
The Hidden Cost of Clipping Coupons
The same thing is true for those of us who use coupons. Studies show that coupon clippers spend eight percent more than shoppers who do not use coupons. One study found coupon users also tend to make unplanned and unneeded purchases.
